Resources and Courses on Personal Finance

Although not innate, financial management abilities can be acquired through education. Students who enroll in personal finance classes will be better equipped to manage their finances, whether that means saving money, paying off debt, or planning for the future. edX provides free online courses on personal finance that give students access to reading lists and video lectures every week. There are quizzes as well.

1. EDX

A well-known online learning resource, edX provides top-notch instruction on a broad range of topics. Apart from ad hoc courses, the site offers carefully selected professional certificate programs that equip learners with transferable skills in various fields. In contrast to conventional self-study, which may be unproductive and isolated, edX provides a friendly communal setting. It also offers interactive course materials and an organized learning path with precise objectives and assessments. One of the many fascinating features of edX's video player is the option to change the playback speed (from half-speed slo-mo to double-time). You can read along with the transcript while you listen to the professor because it also includes the transcript of what is stated. Notably, the platform does not have the drag-and-drop feature that is present on other platforms of a similar nature.

2. Online learning

Coursera, which was founded by Daphne Koller and Andrew Ng, provides top-notch online education from the greatest colleges and businesses in the world. Although the platform's programs are free, users can pay to finish specializations or obtain certificates. Introducing a new feature: a weekly email digest based on a reinforcement learning paradigm that encourages self-reflection and goal-setting for learners. It's called Personalized Learner Digest. shortly to launch. AI PEER REVIEWS: Through automated grading driven by artificial intelligence, students obtain higher-quality feedback on text-based tasks more quickly. 97% of learners surveyed preferred AI peer reviews over manual grading, according to a global pilot study. ML-POWERED TRANSLATIONS: With thousands of translations for course readings, lecture video subtitles, quizzes, assessments, peer evaluations, and conversations, more students can enroll in courses and specialize in subjects in their home tongue.

3. Alison

Through her online learning platform, Alison makes it possible for anyone to uncover their talents through their professional goals, improve their resume, and upskill for jobs through appropriate courses and psychometric testing. With the exception of official course certificates, which must be paid for, everything is free. The fundamentals of money management, such as setting up a budget, saving, and investing; building credit and lowering debt; and making plans for retirement and other objectives, are all covered in the courses. More complex subjects delve into the inner workings of the world economy and the ways in which markets and interest rates impact investments, savings, and individual financial security. Pupils acquire knowledge with a blend of audio, video, textbooks, and quizzes. Although there are paid options for access to ad-free functionality and a certificate at the conclusion of your course, the platform is free to use. Alison's learning environment is self-paced, and passing an exam with 80% or more earns you the title of Alison graduate.

4. Astute financial mind

Budgeting, banking, investing, insurance, mortgages, credit cards, retirement planning, and taxes are all included in the personal finance idea. Financially astute people make choices that guarantee their outlays are lower than their income and that they have enough saved for unanticipated costs and emergencies. They are also adept at identifying their many investment possibilities, negotiating loan conditions and interest rates, and getting ready for employment transitions. The FDIC's Smart About Money program, which offers a plethora of instructional resources, including interactive tools and calculators, is a terrific place to start. For adult education instructors who wish to incorporate real materials into their financial literacy lessons, this is an excellent resource. In order to assist participants in applying their information, it also provides a range of learning activities.

5. Union Credit

In that they provide loans and take deposits, credit unions are comparable to banks. Credit unions, on the other hand, are non-profit institutions as opposed to banks, which are for-profit businesses. Compared to typical banks, they are smaller, operate locally, and provide competitive financial products with lower rates and costs. Credit unions usually provide checking and savings accounts, credit cards, business loans, vehicle loans, mortgages, and overdraft protection. In addition, they provide shared branches, ATMs, electronic banking, and financial education and counseling. Applicants to credit unions must demonstrate that they meet the requirements for membership, which are usually based on shared interests like employment or education. Compared to banks, credit unions tend to be more focused on the community and have better customer service ratings.